Dear Enthusiast: Please reconsider your efforts. If your work is unlikely to leave the world better than you found it, do something else. Defi prospectuses span the gamut from naive to criminal and from merely counterproductive to nakedly exploitative. Why further villainize your lot as runaway wealth disparity skews our societies? It's an own goal, and corrosive besides. My stance on cryptocurrencies, NFTs, blockchains, DAOs, etc. is addressed by the Letter in Support of Responsible Fintech Policy. If you won't reconsider, do yourself the favor of seeking opposing opinions. I recommend the following writers: Molly White (note also her excellent site Web3 is going just great) Bruce Schneier Matt Levine web2boomer Dare Obasanjo Yanis Varoufakis (especially this interview) Bennett Tomlin Conks Rohan Grey David Gerard Ricardo Valencia

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